Credit Analyst

Dual-headquartered in New York and London, Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local market experience and credit market expertise. The additional context, perspective and insights we provide help investors to make important credit judgments with confidence.
Fitch Solutions delivers credit market data, analytical tools and risk services to the global financial community. In addition to offering proprietary market-based content, Fitch Solutions distributes the ratings, research and financial data of Fitch Ratings through a variety of flexible platforms. With innovation and experience behind every solution, Fitch Solutions helps financial professionals meet the diverse and evolving needs of today's global markets.
Fitch Ratings and Fitch Solutions, along with Fitch Learning and BMI Research, are part of the Fitch Group, a global leader in financial information services with operations in more than 30 countries. Fitch Group is wholly-owned by Hearst.
Fitch Ratings and Fitch Solutions are an equal opportunity / affirmative action employer, complying with all laws governing employment in each jurisdiction in which operating, and provide equal opportunity to all applicants and employees. All qualified applicants will be considered without regard to race, color, religion, gender, national origin, age, disability, marital or protected veteran status, sexual orientation, gender identity and other status protected by applicable laws.
Department Overview
The Fitch global insurance group knows what it takes to deliver value, meaning and insightful ratings to market participants. With coverage across all areas of the insurance market including life, non-life and reinsurance, our experienced analysts apply an open and balanced approach to credit assessment. Leveraging industry data and well-tested credit metrics, our analytical process is supported by a careful mix of quantitative and qualitative factors. Our global insurance team transforms data into actionable opinions that help investors confidently evaluate risk.
Our Europe, Middle East and Africa (EMEA) insurance team provides ratings and research, and supports Fitch's growing coverage of insurance markets, across these regions. The EMEA insurance team comprises analysts based in offices across Europe, including London, Frankfurt, Paris and Moscow.
Job Description
We are looking for an insurance analyst to join the EMEA team at Director level to support Fitch's coverage of insurers in Italy and deliver high quality credit research. While the main area of coverage will be Italy, the analyst will also have opportunities to be involved in other European markets too.
The role will be based in Milan.
Key responsibilities of the successful candidate will include:
- monitoring the financial profile of insurance companies, through analysis of financial data and in-depth meetings with their senior management
- preparing rating recommendations and rationale, and presenting these to a committee for scrutiny and Q&A
- publishing rating reports on insurers and research reports on insurance market topics
- participating in rating committees and contributing to internal discussions on rating issues
- assuming, in due course, a considerable degree of responsibility and autonomy
The role is outward-facing, requiring liaison not just with rated institutions, but also with other market participants, such as fixed-income investors, bankers, press and insurance brokers.
The role may require travel on an occasional basis.
Position Requirements
Candidates must have a strong educational background including a university degree, substantial relevant experience of the insurance industry, which may have been gained, for example, in an insurance company, a consultancy firm or in a credit analysis role at a bank.
The ability to conduct business fluently in Italian and English is essential, while being able to do so in any other major European languages would be a significant advantage.
The successful candidate will demonstrate:
- the capacity to work independently and be self-reliant, while also being a good team player
- the initiative, ability and organisational skills to take responsibility for a portfolio of credits
- a good knowledge of insurance accounting and financial statements
- understanding of, and keen interest in, financial metrics
- a questioning mind-set to identify the pertinent questions to assess an insurer's financial profile
- attention to detail
- the ability to write clearly and to explain technical concepts in simple terms
- the flexibility and ability to cope with time pressure and deadlines
Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch's credibility and reputation, our employees must take every precaution to avoid conflicts of interests or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will asked to declare any securities holdings and other potential conflicts for you and your Family Members prior to commencing employment. If you, or your Family Members, have any holdings that may conflict with your work responsibilities, they must be sold before beginning work. In certain roles, employees and their Family Members may be limited to investments in diversified mutual funds only.
For more information about this policy, please visit the code of ethics and conduct page - http://www.fitchratings.com/web/en/dynamic/about-us/code-of-ethics-and-conduct.jsp

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